Selling Your Home in the Winter

sellingDean Graziosi shares that it is traditional for spring to be the primary home buying season, while this may be true, you can also successfully sell your home during the winter season as well.  Although it may be a bit more stressful than selling during the prime buying season, it can be done.  While your yard may not be a large selling point when it is covered with snow, it can still stimulate the imagination of potential buyers who can imagine their own landscaping in the yard.

Just as you would take care of any exterior cosmetic issues during the warmer selling months, you should also do the same when selling your home in the winter.  Small upgrades can make all the difference when selling your home in the winter.  Cleaning up any debris that may have fallen in your yard and ensuring that all the walkways and driveways are free of ice can greatly increase the visual appeal of your home.  If it is possible, you should clear out any dead plants or shrubbery that may be located in the flower beds or along any walkways surrounding your home.

On the interior of your home you should remove any clutter that may be found on your countertops or tables.  You should also make sure that your carpet is clean and doesn’t show any significant signs of wear.  You should try to make the interior of your home feels as welcoming and charming as possible.  Open your window coverings to allow natural light to enter the rooms and provide a level of warmth to your home.  When showing your home during the evening, you should take the time to create a warm and inviting feel using your table lamps or any floor lamps you may have.  This will provide your home with a comforting and warm glow.

As a seller, you should also ensure that any special features in your home are properly showcased.  This will help ensure that buyers notice these features and they receive the attention they deserve.  To help prospective buyers imagine what the exterior of your home looks like during warmer months, you may want to include a photo portfolio that includes photos of your yard and landscaping when everything is lush and green.  This is a great way to show buyers the potential and the beauty of your yard that is currently covered in snow.

When selling your home, you shouldn’t wait until warmer weather arrives.  You can have just as much success selling your home during the winter as you would during the warmer months.  In fact, you may have a better chance because there tends to be less inventory during the winter than any other time of year.

How to Make Your Home Sell More Quickly

homeSelling a home can take time. You hope it will be bought quickly, but it doesn’t always happen this way. The good news is there are steps you can take to improve its ability to sell. Check out Dean Graziosi’s blog for more information on how to make your home more attractive to prospective buyers.

 

Go for a neutral look. If you have customized your home with lots of bright colors and themes, you may want to consider making a few changes. Potential home buyers will want to imagine their own looks and themes, and colors may cloud their visions of how it should look. Neutral colors and themes will also  mean less work for the buyer who wants to make changes after the house has sold.

 

Remove items that simply aren’t necessary. While you don’t want to eliminate all your furniture, moving some of it to a storage spot or a different location can help sell your home. Less furniture makes the home appear more spacious and creates more walkways for prospective home buyers when they come to view the property. This way, interested buyers will be able to imagine how they will arrange each room.

 

Replace old fixtures and hardware. If it’s been a while since your cabinet knobs and drawer pulls have been switched out for new ones, consider doing this before placing your home on the market. It’s often surprising how much of a difference even the smallest of changes can make.

 

Replace kitchen and bathroom cabinets. If they are relatively new, but may require a bit of work, clean and paint them.

 

Avoid the presence of lingering odors. No one wants to smell something unpleasant when walking into a home that may wind up being theirs. Be sure to take out the trash and remove anything that has a strong smell pleasant or otherwise. Consider lighting scented candles or using scented plug-ins prior to a prospective buyer’s visit.

 

Don’t undertake major renovations just before selling. These take time and are typically quite costly. Remember, you may not make that money back when your house sells. Instead, make the small changes as described above.

 

Make sure the front of your home is presentable. Keep in mind this is the first part of the property prospective buyers see, so how it looks is extremely important. De-clutter the garage or carport, and make sure the yard and all walkways are clean. Rake and bag all dead leaves to give the yard a more pristine look. Mow the lawn and pick up all stray limbs and branches.

 

There are many things you can do to make your home more appealing to buyers. Start by using the information above. You can learn more about this and other real estate topics by visiting Dean Graziosi’s website.

Five Tips for Choosing The Right Realtor

realtorChoosing the right realtor is important. You want to go with someone who will truly help you sell your home, buy a new house, or both. Knowing what to ask can be difficult, especially if you are a first-time home buyer. Dean Graziosi understands this and has provided valuable advice to sellers and buyers alike in this area. The following five tips will also help point you in the right direction.

 

One: Begin by getting references. One of the best ways to actually choose a realtor is to ask around. Find out who friends, family members, and acquaintances have used. If you have a specific agent in mind, try to learn about the experiences of past clients. You’ll find out a lot by simply talking to people.

 

Two: Find out if the real estate agent you are considering is licensed. This is extremely important. A person who isn’t licensed isn’t who you want to sell your home or help you buy another. Likewise, also find out whether or not any disciplinary actions have been brought against the agent. Again, this is important because you don’t want a realtor who would not have your best interest in mind or who might bend or break some rules along the way.

 

Three: Does the realtor specialize in a certain type of home sale? This is important. For example, if you own a condo and wish to sell it, you should probably go with an agent who has helped others buy and sell condos. You want to make sure to choose a realtor with enough experience to help you get the asking price you desire as well as assist you when bidding on the home you wish to buy.

 

Four: Choose a realtor with a good track record of helping others buy and sell. Someone who is known for helping others buy and sell their homes quickly will likely attract the interest of potential clients such as yourself. Though every new realtor does have to start somewhere, it’s still a good idea to choose someone with the experience it will take to help the process go as smoothly as possible. This is especially true if you have never bought a home before.

 

Five: Ask questions. Before making any big decisions, you’ll want to ask your new realtor questions. Begin by making a list of things you want to know. That way you won’t forget anything and can ask your questions all at once.

 

Choosing a realtor doesn’t have to be hard, but it will take some time and consideration. You can learn more about this and other real estate topics by visiting Dean Graziosi’s blog.

Knowing What to Ask Your Agent

real estate agentWhen it comes to buying a new home, you will probably have a lot of questions. Knowing what to ask your agent will help you make the right decisions, but it can be hard to determine just what the right questions are. As Dean Graziosi points out, this process can be a bit confusing. The good news is it doesn’t have to be.

 

Begin by asking your realtor whether he or she is a member of the National Association of Realtors. An agent who is a member will know the ins and outs of real estate, will be able to answer a good number of your questions, and will be very familiar with the industry.

 

Find out how long the agent you have chosen has been in business. Ideally, you want someone who has helped buy and sell many houses for others. An agent with a lot of experience will be able to provide you with better service.

 

Ask your real estate agent for references. If possible, speak to others who have used the services of this agent in the past. Find out how their experiences were and whether or not they would choose this same agent again. Dean Graziosi’s article lists this as an important step in the process of choosing a realtor.

 

Find out what the marketing plan of the agent you have chosen will include. You need to know how he or she will go about advertising your home and what will or won’t be expected of you. You’ll find that most real estate agents have a marketing plan they routinely use because it works for them. If you are purchasing a home, find out how others will be able to search for your home.

 

Request that you have the opportunity to view all documents you will be required to sign ahead of time. It is very important that you clearly understand what it is you will be signing, so viewing these documents is crucial. If an agent refuses to allow this, choose another.

 

Find out what the agent you have chosen charges. You need to know what you will be paying for and how much it will cost.

 

Get to know your realtor in the process. When talking to an agent, have an actual conversation and interview of sorts. This is the best way to get the answers you are seeking. While this may sound obvious, sometimes it’s too easy to simply ask questions and accept the answers you receive at face value. Though this may work as long as you understand what you are told, sometimes you may need to ask additional questions. As an article posted on Fox Business points out, most of the time people aren’t going through the interview process. Asking the right questions is essential. Remember, you are investing a lot of money into your new home, so you need answers before beginning. You can learn more about this and other relevant real estate topics by visiting Dean Graziosi’s website.

Finding A HARP Lender

HARPThe government chose to create the HARP program to help homeowners survive the housing crisis, states Dean Graziosi.  The primary purpose of the Home Affordable Refinance Program is to help homeowners who have discovered that they currently owe more on their home than it is currently valued at.  When you refinance through HARP you are able to refinance at a rate that will reflect the current value of your home.

Once you have researched the program and discovered that it may be beneficial to you and your situation, your next step should be contacting a HARP lender.  To find a HARP lender you may want to ask your current lender if they are one and if not, if they know of any creditable lenders who you can contact.  This is an important step, because not all lenders offer the HARP refinancing program, to avoid wasting valuable time during this process you should ensure that the lender you are contacting is a HARP lender.  If your lender is not a HARP lender, you can use some online tools that will help you locate a lender.

If your existing lender is not participating in the HARP program you shouldn’t worry.  You are not required to stay with your existing lender when you refinance through HARP.  This is extremely beneficial, according to Mr. Graziosi, because it allows you to shop around different lenders and find the best rate that is available to you.  But you always have the option to contact a lender that you would prefer to work with and ask if they are offering the program.  Not every lender advertises that they are offering this particular refinancing option, so it never hurts to ask.

If you’ve looked and have not been able to locate a lender that you are familiar with and would feel comfortable working with, Mr. Graziosi recommends that you go over the list of lenders offering the HARP program.  If, after second glance, you find a lender that you believe is a good fit for your current financial situation, your next step should be contacting that lender.  When you contact a lender, you should ask to speak to a HARP specialist who can help you through the purpose.

You should also be aware that some lenders refer to the HARP program by other names.  When you contact a lender, it is important that you state that you are interested in refinancing your home through the Federal Housing Finance Agency.  This will help you avoid any misunderstanding s and ensure that you are refinancing through the proper program.  Any time you choose to refinance your home it can be a stressful endeavor; however, once you contact a lender who is familiar with everything involved in a HARP refinance, you will be well on your way to keeping your home and lowering your payments.